insurance

Gabriel Cristóver Pérez / KUT

A lot of attention has gone to the relatively few counties that may not have an insurer next year in the individual marketplaces created under the Affordable Care Act. In most of the country, however, marketplace enrollees will have options.

That’s especially true in Central Texas, where folks looking to buy insurance are going to have even more insurers to choose from.

Could Liability Insurance for Bars Curb Drunk Driving?

Mar 17, 2015
Photo courtesy flickr.com/ kevharb

This legislative session, Arlington Rep. Chris Turner pre-filed a bill that would hold bars responsible for the behavior of over-served customers, requiring all bars in the state carry minimum liability insurance.

While Turner’s bill may seem onerous to some bar owners, he argues his proposal to require bars to have insure bars would insulate owners from lawsuits and, ultimately, curb drunk driving.

flickr.com/59195512@N00

Texas homeowners may be paying among the highest insurance rates in the country– but at least they’re no longer the highest. 

The National Association of Insurance Commissioners' latest report says while premiums for Texas homeowners have dropped to third in the nation, they’re still above the national average. 

Rates in other states are higher, in part, because the figures now include the cost of windstorm insurance. Mark Hanna of the Insurance Council of Texas says the states with the top rates have something else in common.

Staff Sgt. James L. Harper Jr., U.S. Air Force via flickr.com/chucksimmins

A refusal to pay losses caused by Hurricane Ike has again thrust the bedraggled Texas Windstorm Insurance Association (TWIA) into the courthouse, while raising doubts over the agency’s process for resolving claims.

The city of Galveston sued TWIA Friday. It claims the agency is refusing to pay almost $14 million for damage caused by the storm, even after agency and city appraisers agreed on the cost.

League City is also suing TWIA over $3.4 million in unpaid damages it says the agency agreed it would pay.

TWIA declined to comment on the lawsuits. State Rep. Craig Eiland, D-Galveston, is representing the city of Galveston. Houston trial lawyer Steve Mostyn, who has secured millions for TWIA policyholders, is representing League City.

Flickr/Chelsea Gomez http://www.flickr.com/photos/pyxopotamus/3385869861/in/photostream/

This Monday, March 25, has a date with a dark recent history here in the Austin area. The last three major hail storms we’ve had all have been on March 25, in 1993, 2005 and 2009.

“It is kind of unusual that three of the costliest storms have occurred on that individual date,” says Mark Hanna of the Insurance Council of Texas

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